Today while killing time until lunch, my husband and I decided to look at model homes. This little outing reinforced my belief that we're not moving until they back the hearse up to the front door and wheel us away to the morgue.

At 3,000 square feet (including the finished basement), our house is the perfect size for our family of 3 humans and two dogs. Best of all, it's perfect for when we're old and decrepit, and the kid has abandoned us. It's a ranch that is set up so one can live on the main floor if need be (i.e. two laundry rooms -- one upstairs and one down).

Also, the rooms are all really big (better to maneuver in the wheelchairs and walkers when the time comes for that); and while we have great neighbors, we can't reach out and touch their homes -- or even see their homes in most cases.

This is huge with me. I just can't justify buying a home for a half million dollars only to find that the neighbors can see into the whole house.

So, we're staying put until death comes knocking....

As for lunch, we budget for one meal out a week so we usually make it Saturday lunch. My husband has this thing about lunches out on Saturdays. He thinks they're "decadent." Personally, I just know lunch is cheaper than dinner and Saturday is as good a day as any to eat out. We usually eat a little later lunch (Mini Me refers to it as "dunch") and then we skip dinner, so in our own sick, twisted way we're saving money.

(And before you get on me about dining out with all that debt over there on the left, remember my goal is to still live my life while paying my debt off so this is one luxury I'm not giving up.)

Speaking of debt, I made an extra $400 payment to one of the credit cards today with