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Viewing the '$20 Challenge' Category

More for the challenge and paying down debt

April 26th, 2008 at 03:28 pm

Another freelance check came in the mail today. After putting $262.50 into my tax fund, I'm putting the remaining $787.50 into the challenge. That brings the total to $9,725.30.

I also got the rest of my payout from my savings to put toward paying off my credit card debt so I've adjusted the savings and debt figures over there on the left.

A little more for the challenge

April 24th, 2008 at 02:36 pm

I made all of $2.97 from an eBay sale so I'm adding that to the challenge. The new total is $8,937.80.

More for the challenge

April 22nd, 2008 at 08:31 am

Sold something on eBay yesterday, so I'm adding $5.50 to the challenge. The new total is $8,934.83.

Another challenge addition and car trouble

April 21st, 2008 at 08:19 pm

I got $3 for doing a survey, so I'm putting that toward the challenge. The new total is $8,929.33.

My husband's car died on the way home tonight. He thinks it's something to do with the electrical system and is an "easy" fix (i.e. cheap). I hope he's right because shopping for a car right now sounds about as appealing as getting a root canal.....

More challenge money

April 19th, 2008 at 05:03 pm

Mr. Postman delivered a nice freelance check to me this afternoon to the tune of $900. Since I've already met the minimum income requirements for this month, it's all going into the challenge, which makes the new total $8,926.33.

Another eBay sale

April 17th, 2008 at 01:08 pm

I made $14.77 on eBay today (after shipping) so the new challenge total is $8,026.33.

More for the challenge/dental fund....

April 15th, 2008 at 05:53 pm

I made $13.32 on eBay today, so it's going into the challenge. The new total is $8,011.56.

As much as I want to, I won't

April 15th, 2008 at 06:13 am

I decided over the weekend (after hearing back from all three of you) to do the unthinkable and take some money from my vast savings to pay off a wee bit of my vast debt. This will give me a little bit of breathing room and allow me to speed up my debt snowballing, plus will free me from Chase forever. (My husband assures me that when I'm old and decrepit he'll support me with his vast retirement, so that was an added incentive.....)

So, yesterday I called Vanguard and got the ball rolling on the payout. I did have to switch my remaining 401K to an IRA to make all this happen, but I should have the check in my hot little hands by the end of the week and be a little bit less in debt by next week.

When I got back from running yesterday, I had a message to call Chase. Apparently they have an answer to

Text is my request last week not to raise my interest rate. and Link is http://compulsivedebtor.savingadvice.com/2008/04/11/finally-something-other-than-the-challen_37695/
my request last week not to raise my interest rate. I wrote the number down and then went on my merry way -- determined not to call them so that I wouldn't start second guessing myself if they suddenly said they love me and want me to be their friend forever so they won't start messing with my interest rate (YEAH RIGHT......)

It then ate at me all afternoon -- I so wanted to know their answer. However, my husband told me just to leave it alone and wash my hands of them so I burned the phone number last night.

I won't call. I won't call. I won't call. I won't call.....

Rolling in the dough....

April 14th, 2008 at 05:48 pm

I'm adding a whopping $3.65 to the challenge from the eBay proceeds. The new total is $7,998.24.

More for the challenge

March 31st, 2008 at 01:35 pm

The state tax return came and my mother gave me $200 for my birthday last week, so I'm adding $236.44 to the challenge. The new total is $7,864.78.

Another challenge addition, plus my husband's whining

March 29th, 2008 at 04:12 pm

I got another freelance check in the mail today plus a Pinecone check, so I'm adding $700.50 to the challenge. The new total is $7,628.34.

My husband is itchin' to buy a new $3,000 memory foam mattress for our bed and I'm itchin' to pay down a credit card. He keeps asking me when we can buy the mattress. I was just sitting here trying to figure out how to distribute the freelance money (between savings and debt) and he started whining about the mattress again.

I think I'm going to have him sleep on the couch for a few nights, so he'll shut up about a new mattress and be happy with what we've got.....

An even bigger challenge addition

March 28th, 2008 at 08:53 am

Stop the presses!!!! The IRS wasn't joking. They deposited $2,641 into my checking account first thing this morning, so I'm putting that toward the challenge. Forget

Text is the measly buck and Link is http://compulsivedebtor.savingadvice.com/2008/03/28/a-tiny-challenge-addition_37087/
the measly buck I added earlier today. The new challenge total is $6,927.84.

Now if I could just get the state to cough up some money.....

A tiny challenge addition

March 28th, 2008 at 07:53 am

I sold a pair of Mini Me's shoes on eBay for a buck so I'm adding that to the challenge. The new total is $4,286.84. (Hey, a buck is a buck, right....)

I decided to bid on

Text is the Japanese backpack that I mentioned the other day and Link is http://compulsivedebtor.savingadvice.com/2008/03/26/there-it-goes-again_37039/
the Japanese backpack that I mentioned the other day from eBay. I set my maximum bid at $75, but was outbid so I've decided it's simply not meant to be.

Speaking of eBay, my goal this week is to post a bunch of items for sale again. I took a week off to work on the spring cleaning, but have accumulated a pile of stuff and am gearing up for more sales.

More for the challenge and other money issues

March 24th, 2008 at 04:23 pm

My mother-in-law sent me $50 for my birthday, so I'm putting that toward the challenge -- and some clothes. The new total is $4,285.84.

I took Mini Me to see Horton Hears a Who since today is the first day of spring break. I had $9 left on an old gift card, so only had to pay 50 cents to get into the movie. However, we did get popocorn and drinks, which were the equivalent of the entire fiscal budget for a small island nation. I really should remember to sneak my own drinks and snacks into the theater next time we go. ...

On the way home, we stopped at Bed, Bath & Beyond to get a new shower curtain and towels for my husband's bathroom. He's been asking me to redecorate it for a while, so I've been hording the Laundry Fairy "droppings" to put toward it. We did get a good deal on towels that were 40 percent off.

(Yes, I have moved the spring cleaning into the bathrooms and let me tell you there is nothing worse than cleaning under a sink that hasn't seen the light of day in 10 years. If you should hear of an ebola outbreak in the U.S., you can assume it originated under my husband's sink.....)


More for the challenge

March 15th, 2008 at 05:11 pm

The mailwoman brought a check for the challenge in the amount of $360. The new total is $4,235.84.

Finally paying myself back

March 7th, 2008 at 07:38 pm

Back when I was actively debting and running amok with the bucks, I "borrowed" from my various savings accounts for God-only-knows-what. For the most part, I didn't keep track of that money, but on my last bender I did. Now, thanks to the challenge, I'm paying myself back for the first time ever. I owe about $800 to myself from that last little mishap, so now that I've got other stuff covered I'm slowly chipping away at that "debt."

My challenge money is anything above the basic income I have detailed in my spending plan each month. When the challenge money comes in, I automatically put 25 percent into my tax savings account since the bulk of it is from my booming side business and I'm basically trying to cover my butt. The rest I divvy up between savings and extra debt payments. Since I've been making extra payments toward student loans and the credit cards lately, I've decided it's time to show my bank account a little love. For example, after I put $12.50 toward taxes from today's challenge money addition, I then added the remaining $37.50 into the trash account (trash as in trash pick-up).

I'm really loving the challenge. It's making me account for my money and as a result I'm being more responsible with it....

Another challenge addition

March 7th, 2008 at 03:59 pm

Just got another tiny check for the booming side business for all of $50. After putting it toward the challenge, my new total is $3,875.84.

More money for the challenge

March 3rd, 2008 at 05:21 pm

I sold my light table yesterday on eBay and made $95.90 after shipping and fees. Then today I got a check for $116.41 from the drilling company that is raping the land in Oklahoma. All of it is going to the challenge, so that brings my new total to $3,825.84.