Aside from a $75 payment for my daughter's OT payment today, I spent no money. In fact, as I came home after my swim and volunteer gig, I thought a Pepsi would be good. Instead of going through the drive-thru, I dipped into the Pepsi stash in the trunk of the car.

On another topic, for two months we have not gotten a paper statement from my husband's Visa. Fortunately, I paid them anyways, but one of the payments was late because I couldn't remember the payment date and didn't have any old statements on hand. They've now charged us a late fee of $39 even though they acknowledge that they've been trying to send us paperless statements online and they haven't been going through and they understand this might be the cause of the late payment. Since they've acknowledged it could be their fault, I think we'll be having a little chat with them about refunding that late payment....