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Confession

April 23rd, 2007 at 08:47 am

Forgive me father for I have sinned. It has been 9 days since my last blog posting...

Oh, wait! I'm not Catholic! But I am repentent for the delay in postings.

I've just been crazy busy with work (yes, I do have a job or two or three or more depending on the week....)

The biggest change in the last 9 days is that I have migrated to Windows Vista thanks to the arrival of my new computer.

A needless expense you say? Not in my line of work and considering my laptop fried itself beyond repair a month ago.

Fortunately, I had been saving for a new computer for my business, so I paid cash for it. A first! I'm sure the credit card gods are not happy.

They probably also aren't happy because my husband and I have started to live within our means. We're contacting our CC companies and are explaining to them that they are all getting paid the full amount owed, but on our terms. Then we're sending them their monthly payments -- but based on what we can afford, not what they say they want. We (well, mainly, I) give them the whole DA spiel and they seem to be OK with it as long as we send them something each month.

Now before you start telling me how that's just going to ruin my credit score and blah, blah, blah, let me explain that I am not my credit score so I don't really care if my credit score is zippo. I already own a house and two perfectly good cars (although I am saving for a new one and hope to pay cash), and I really don't want or need anymore credit.

As long as I keep paying the credit card gods something, I have to believe they will keep playing nice.

2 Responses to “Confession”

  1. DeniseNTexas Says:

    I hope you do well with the credit card companies. Personally, I don't give a fig about credit scores. I care more about cash, cold hard cash! Wink

  2. jim Says:

    Just a qustion. Why don't you pay off the debt (which I assume you are paying interest on) with your savings. By the way, so long as you are paying the credit card companies are happy to have you reduce your payment. They just keep adding on the interest.

    Jim

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