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October has me seeing red....

October 27th, 2007 at 08:31 pm

As the end of the month is fast approaching, I'm tallying up the monthly spending plan and it ain't pretty.

I've gone over in numerous categories and right now am "overdrawn" by $854. Technically, I'm not "overdrawn" to anyone but myself since the shortage is covered by one of my savings accounts. But I'm falling back into my old habit of robbing Peter to pay Paul.

My biggest problem area is eating out. Aside from the fact that I spent way more on food during a four-day trip with my husband earlier in the month, I've gone out for dinners here at home just because I haven't felt like cooking.

I also spent more on medical than I had planned to since my daughter had to have a vision therapy evaulation, which involves a $200 doctor visit -- not covered by insurance ($@$@!&$ insurance companies....)

Then there was the little issue of my utility bill being paid for twice due to user error when adjusting an auto bill pay with the bank. (Yes, I screwed up....)

The good news is I made $668 more than I anticipated I would this month. This allowed me to put more into savings and toward debt repayment. Of course, if I had known I was going to overspend, I could have put more toward the categories where I was over but it's always best to sock a little something away in savings and throw extra toward the creditors every now and then.

1 Responses to “October has me seeing red....”

  1. Amber Says:

    I was just crunching the numbers for October a eating out was my worst category. An extra $668 is great...next month will be better for both of us

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